First time again!!!

After 8 years of riding, I got into my first accident. No injuries but the bike was damaged and of all things, it was the ST1100 that got hit.

Around 11am yesterday, I was on the way to do some shopping for my projects in town. Traveling on the PIE, the weather was really hot and stuff. The traffic had slowed to a crawl due to an accident after the Eunos exit. I rode in my lane since I don't squeeze traffic when on the ST.

After yet another stop on the expressway, I felt a hard bump on the rear. The fool driving behind me had hit my bike. I moved in front a little to get some space and felt something was dragging the bike. I got off the bike to inspect it and the driver got off too, apologizing the moment he got off.

The rear fender on my bike was bent inwards and got stuck with the wheel. The right hand pannier was scratched and tilted outwards and upwards. The pannier also cannot be removed since the clearance for the removal is nil. I am hoping the wheel alignment is not off also. The car got away with some black marks from my box and fender.

We exchanged contact information and took some photos of the scene and left. He insisted on private settlement and we agree to settle it after visiting the workshop. I drop by bikewerks immediately to get a quotation on the repairs and let the car owner know.

The owner couldn't agree on the repair cost and decided to let me claim from his insurance. I advised him against it as it would be a big hassle for me to wait for the claim and the repairs to be done. I do not need to go through all this trouble for somebody's fault. He insisted on the insurance claim and I suspect he is at the IDAC center while on the phone.

I had to go out again to IDAC center to get the vehicle inspected for damage and get the paper work done. According to the shop, I will have to pay for the repairs first and wait for the claims to come in without a specific time given.

At this point of time, I am super pissed. I haven't done anything to deserve this and I have to pay for the repairs upfront, not to mention I don't get to ride the bike while it is in the workshop. All my projects and upcoming ride for the bike have to be put on hold also.

I hope his insurance premium jump sky high after this incident. That will make him regret driving like a fool and making me go through all this trouble.